Terms of Service

Last updated: July 17, 2026

These Terms of Service (the “Terms”) are a legal agreement between you and MSM Advisors, LLC(“MSM Advisors,” “we,” “us,” or “our”) governing your access to and use of msmadvisors.netand its content (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Site.

Acceptance of Terms

By visiting the Site, submitting a form, or otherwise interacting with us through the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. These Terms apply to all visitors and users of the Site.

About This Website — Informational Use Only

The Site is provided for general informational and marketing purposes only. The content — including articles, guides, worksheets, and other resources — is intended to give you a general understanding of accounting, tax, and advisory topics. It is not accounting, tax, legal, financial, or other professional advice, and it should not be relied upon as a substitute for advice from a qualified professional who has reviewed your specific circumstances.

Your use of the Site does not create a CPA-client, advisory, or any other professional relationship between you and MSM Advisors. A professional relationship is formed only when we and you enter into a signed, written engagement agreement describing the specific services to be provided. Until then, no engagement exists, and you should not act or refrain from acting based on information found on the Site.

Intellectual Property

Unless otherwise noted, all content on the Site — including text, graphics, logos, images, worksheets, and the selection and arrangement of that content — is owned by or licensed to MSM Advisors and is protected by copyright, trademark, and other intellectual-property laws. The MSM Advisors name and logo are marks of the firm.

You may view, download, and print content from the Site for your own personal, non-commercial reference, provided you do not remove any copyright or proprietary notices. You may not otherwise reproduce, distribute, modify, republish, or create derivative works from any part of the Site without our prior written permission.

Acceptable Use

You agree not to use the Site to:

• Violate any applicable law or regulation;
• Infringe the intellectual-property or privacy rights of others;
• Transmit any malware, or attempt to gain unauthorized access to the Site, its servers, or connected systems;
• Interfere with or disrupt the operation of the Site or the networks connected to it;
• Collect or harvest information about other users, or use the Site to send unsolicited communications; or
• Use the Site in any way that is fraudulent, deceptive, or harmful.

Third-Party Links and Services

The Site may contain links to third-party websites, tools, and services — including our secure client portals — that are not owned or controlled by MSM Advisors. We provide these links for convenience only. We do not endorse and are not responsible for the content, policies, or practices of any third-party site, and your use of them is at your own risk and subject to their terms.

Disclaimer of Warranties

The Site and all content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties regarding the accuracy, reliability, completeness, or timeliness of the content. We do not warrant that the Site will be uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by law, MSM Advisors and its members, managers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or related to your access to or use of (or inability to use) the Site, even if we have been advised of the possibility of such damages. Nothing in these Terms limits liability that cannot be limited under applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless MSM Advisors and its members, managers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Site or your violation of these Terms or of any applicable law or the rights of a third party.

Governing Law

These Terms and any dispute arising out of or related to them or the Site are governed by the laws of the State of Georgia, United States, without regard to its conflict-of-laws principles. You agree that any legal action or proceeding relating to the Site will be brought exclusively in the state or federal courts located in the State of Georgia, and you consent to their jurisdiction.

Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Changes are effective when posted. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and MSM Advisors regarding your use of the Site.

Contact Us

If you have questions about these Terms, please contact us:

MSM Advisors, LLC
1755 North Brown Road, Suite 200
Lawrenceville, GA 30043
Phone: 678-804-5530
Email: info@msmadvisors.net